Happy New Year! I hope you all enjoyed a wonderful New Year's Eve celebration. I sure did :-). I figured I'd start today's blog roll off by sharing my New Year's resolution with you. For 2011, I have resolved to go on a cash-only diet, meaning I am putting the credit cards on ice! I only want to use the plastics for big ticket items and or emergencies, but other than that, if I don't have the cash for it, I just ain't getting it, simple as that. I figure I'll be able to save more money this way, as I'll be forced to really think twice about what I'm spending my money on.
Remember the days of old when folks used to, gee, I don't know, actually save up their money for items they really wanted? Folks used to clown when people would put stuff on layaway, but the more I think about it, it was those values that really saved our bacon. Now thanks to credit cards, which serve to bring about instant gratification, many of us are facing mounting debt. I've found that you don't even have to be a big spender to get in trouble, for even us frugal divas, who may spend just a little here and a little there can get in big trouble too, for a little here and there can add up, quick!
So divas, what's your New Year's resolution?